Societe Generale Luxembourg at a glance

Societe Generale Luxembourg, a wholly-owned subsidiary of Societe Generale

As a key player in an international financial marketplace, we have developed the expertise of a multi-specialist bank located in the very heart of Europe.

Present since 1893, we are the oldest foreign banking institution in the Grand Duchy. Since we first opened our doors, we have contributed to the development of Luxembourg’s industry and have thus been able to play a role in the emergence of the financial marketplace. Drawing on our considerable experience, we have developed all the capabilities of a multi-specialist bank, offering services to business customers, institutional investors (Securities Services) and high net worth individuals (Private Banking) via our highly active trading room. 

Thanks to the expertise and commitment of our teams, we can pursue our policy of commercial development across our business line.

In harmony with Societe Generale Group, which ambition is to be the relationship-focused bank, we continued our initiatives to enhance customer satisfaction improve human resources management and automate processes. We benefit from the same Standard & Poor’s rating as Societe Generale (short term: A-1 and long term: A with a stable outlook) owing to our important role within the Societe Generale Group and our financial solidity.

Your global partner in wealth management

Societe Generale Private Banking Europe operates mainly in Luxembourg, Switzerland and Monaco, with a branch in Italy and representative offices in Germany and in Belgium. It offers global financial engineering and wealth management solutions, as well as global expertise in structured products, hedge funds, mutual funds, private equity funds, life insurance and real estate investment solutions. It also offers its clients broad access to capital markets. The expertise of Societe Generale Private Banking Europe’s teams contributes to the strong recognition of Societe Generale Group in the private banking sector:

In 2024, Societe Generale Private Banking won awards in the following categories:
•    « Western Europe's Best for Succession Planning », Euromoney Global Private Banking 
•    « Private Bank Best Credit Provider – Europe », Wealthbriefing European Awards
•    « Luxembourg's Best International Private Bank », Euromoney Global Private Banking Awards
•    « Luxembourg's Best for Succession Planning », Euromoney Global Private Banking Awards
•    « Financial & Tax Engineering », Luxembourg Wealth Management Awards, Hubfinance
•    « Monaco's Best for Discretionary Portfolio Management », Euromoney Global Private Banking Awards
•    « Monaco's Best for Succession Planning », Euromoney Global Private Banking Awards
•    « Switzerland’s Best for Family Office Services », Euromoney Global Private Banking Awards
•    « Wealth Management Business Servicing Switzerland », Wealthbriefing European Awards

Access to the financial markets and to a full range of investment solutions

Our dealing room is particularly active in providing services to corporates, institutional investors and private clients. It houses part of the MarKet Solutions centre of expertise used by all Societe Generale private banking entities worldwide.

An innovative and diversified offering to business customers, at each stage of their development

The Corporate Banking and Cash Management team in Luxembourg is servicing domestic and international clients, and particularly financial institutions, medium and large corporates with international and multinational activities that require flow management assistance for their banking, commercial, corporate flows and/or payment flow assistance. The business line offers a full and integrated range of solutions and services, leveraging the expertise of the Societe Generale Group’s global Transaction Banking business lines ; specifically, it covers five activities:

• cash management;
• short & medium term financing;
• financial & commercial guarantees issuance;
• foreign exchange services and interest rate hedging;
• financial assets custody.

Expertise and performances of the Corporate Banking and Cash Management in Luxembourg contributes to Societe Generale Group’s industry recognition: in 2019, Societe Generale Group was named “Distinguished Provider of Transaction Banking Services” for its correspondent banking services by FImetrix, and “Best Factoring Services in EMEA, Europe and Africa”, as well as “Best Transactional Bank for Financial Institutions in Europe, Central and Eastern Europe and Africa” by EMEA Finance.

Global Markets

Within the Global Markets Business Unit, the Issuing activity in Luxembourg is performed by SG Issuer (SGIS) as well as through the “SOGEIS” framework based on Luxembourg’s fiduciary legal framework and provides international investors with access to the entire range of financial engineering services (Asset and Liability Management – portfolio management, securitisation, risk policy management and Capital Management – strategic management of shareholdings, equity-linked products, and employee savings plans). SGIS issues both secured and unsecured notes through private placements or public offerings. SOGEIS only issues secured notes. The securities issued by SG Issuer or by SG Luxembourg via SOGEIS are fully backed by a guarantee from the Societe Generale Group. 

A comprehensive range of Securities Services

SGSS in Luxembourg offers a comprehensive and complete range of Assets and Securities services to companies, financial institutions as well as to institutional investors.
This offer includes in particular:

•  Custody and depositary bank services, covering all asset classes;
•  Fund administration services for investment managers across all asset classes, including complex financial products;
• Fund administration services for asset managers across all asset classes, including complex financial products;
• Private asset management services for alternative investment managers covering real estate funds, private equity funds and infrastructure funds;
• Private asset management services covering real estate funds, private equity funds, infrastructure funds, debt funds and securitisation vehicles;
• Issuer services, including issuing and paying agency services to large international corporate bond programmes;
• Issuer services, such as issuing and paying agent services for investment banks or international corporate bond programmes.
• Transfer agent activities, providing a comprehensive array of services to support fund distribution;
• Middle office and trade execution services.

SGSS in Luxembourg is one of the largest Securities Services providers given the scale of its global activity and its contribution to SGSS' development as a leader in the industry and the second largest European provider.
Contributing to SGSS' global development as an industry leader and top 3 European custodian, SGSS in Luxembourg ranks among the top 10 players in Luxembourg in both custody and fund administration.